Asset Finance Solutions that Maximise the Return on Your Capital

Maintaining current technology across asset types is a powerful competitive advantage for your business, that is best managed with an asset finance facility.

Leidara brokers will help you identify value in your balance sheet through Asset Finance. We understand that regularly upgrading business assets has many competitive and productivity benefits. It is a large competitive finance marketplace that is constantly changing. Our brokers will help you to benefit from the changes and transact with certainty.

Constant Productivity Improvement with Asset Finance

Asset finance allows your business to maintain the most productive business tools, such as equipment, vehicles and machinery, by matching your cashflow to the useful life of the asset.

Discipline of
Productivity

A revolving equipment finance facility can be used to fund your asset upgrade policy to ensure your business maintains the latest technology. This can avoid the ageing impact of assets on your business and help avoid unnecessary maintenance and management costs.

Matching Usage with
Cash Flow

Aligning your investment in business assets with their useful life often represents good management of revenue generating and cost avoiding assets in your business. Aligning your cash flow with progressive asset replacements helps normalise cash flow cycles and remove spikes.

Utilise the Value Stored in Business Assets

Businesses can leverage existing assets such as equipment, machinery, and vehicles to secure financing without significantly impacting their main balance sheet liquidity. This type of asset finance, often referred to as asset-based lending (ABL) or secured financing, uses the value of the assets as collateral.

Improve your Working Capital

An equipment finance facility allows your businesses to access working capital based on the equity existing in your assets, providing an alternative to traditional unsecured loans that require high credit scores or personal guarantees. This approach helps maintain cash flow and potentially frees up other assets for different investments or initiatives.

Utilise Our Skilled Brokers to Navigate the Marketplace

Businesses should consult with specialist financial advisors and explore different financial institutions to understand specific terms, interest rates, and eligibility requirements for asset finance facilities.

Upgrading with technology and equipment financing

Staying well informed with equipment and technology advancements is essential in today’s competitive landscape. We recognise this need and offer unsecured loans to finance the acquisition of new equipment or upgrade your infrastructure. By providing the necessary financing, we help you improve efficiency and maintain a competitive edge.

Acquiring new equipment

Obtain funding for the purchase of new equipment, machinery, or technology that enhances productivity and operational efficiency. Our asset finance facilities enable you to stay up to date with the latest technology and equipment without tying up valuable assets.

Upgrading infrastructure

Modernise your infrastructure and systems to stay competitive and better serve your customers’ evolving needs. With our asset finance facility, you can make crucial upgrades without the need for additional collateral, ensuring you stay ahead of the competition.

Benefits of Asset Finance

Simplified Loan Understanding
Trust us to explain complex loan terms and conditions in clear and understandable language

Lower monthly repayments

Asset finance can help you lower your monthly repayments by spreading the cost of the asset over a longer period of time. This can free up cash for other expenses, such as inventory or marketing

Tax breaks

In some cases, you may be able to claim tax breaks on the interest payments made on asset finance loans. This can further reduce the cost of financing.

Increased cash flow

Asset finance can help increase your cash flow by freeing up capital that would otherwise be tied up in assets. This can be used to invest in other areas of the business, such as marketing or research and development

Improved credit rating

Asset finance can help improve your business’ credit rating by demonstrating to lenders that you’re able to manage debt responsibly. This can make it easier to obtain financing in the future.

Access to new markets

Asset finance can help access new markets by allowing you to acquire the assets needed to expand into new regions or industries.

Access new Technology

Acquire assets for your business without having to pay the full purchase price upfront. This can improve cash flow, credit rating, and access to new markets.

COMMERCIAL FINANCE

TERM LENDING

FRANCHISING

SMSF

WORKING CAPITAL